Before having my own credit card, a year ago, I thought, I was the type who can’t be able to control my impulse to shop.
But, thank goodness, for the past one year of having a CC, my debt didn’t go beyond 5,000PHP a month. At least, I have everything under control.
One specific thing I am grateful, for having my own CC – it gave me the guts to buy books that I will never buy in cash.
Because, though hurtful it is to admit, I am a miser. I don’t buy branded clothes and things, I don’t travel a lot and I am really in control of my finances. Minimalism has always been my mantra.
That’s why when I got myself a CC, I started to splurge not only in food or sometimes shoes, but MOSTLY, books. I started hoarding books; up to the point I need to buy at least one book every time I go to the mall.
It’s one good thing a cc taught me – DO NOT KEEP YOURSELF FROM BUYING A GOOD BOOK. Any book will always be worth it. The wisdom you can get from one will be priceless (much even more than the price of the book itself). Though I won’t be recommending having a CC, unless you know how to control your finances, splurging on something worthwhile wouldn’t hurt you.
Next time you’ll see you CC, reflect on what items did you buy using it that actually mattered in the long run. For me, it’s my well treasured books.
Happy Thanksgiving day to my American Readers! ~!~
Enjoy your long weekend!
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